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Top 10 Documents to Prepare Before Filing for Divorce in New York

Divorce
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What Couples in Suffolk County, Nassau County, NYC, Queens & Brooklyn Need to Know

Preparing for a divorce is overwhelming — legally, financially, and emotionally. Having the right documents ready can save you time, money, and significant stress, especially when divorcing in high-cost, high-documentation regions like Suffolk County, Nassau County, New York City, Queens, and Brooklyn.

This checklist is not exhaustive, but it covers the most critical documents your attorney will need to protect your rights and build a strong case.

1. Pay Stubs & Three Years of Tax Returns

These documents help your attorney verify:

  • True earnings

  • Additional off-the-books income

  • Deductions

  • Potential child support and spousal support calculations

  • Business write-offs and undisclosed assets

Your tax returns often reveal more than you think — including business interests or assets your spouse may not have disclosed.

2. Mortgage Statements, Deed & Property Tax Bills

These records show:

  • Who legally owns the home

  • Who is on the mortgage

  • How much equity exists

  • Whether there are liens or second mortgages

This information determines whether you can refinance, stay in the home, or if selling is the most strategic option.

3. Bank Statements (6–12 Months)

Gather statements for all joint and individual bank accounts. These reveal:

  • Where money is going

  • Who pays which bills

  • Unusual activity such as large withdrawals or sudden transfers

Patterns like these can impact both support and property division.

4. Full Credit Card Statements

Not just balances, full statements. They help identify:

  • Purchasing patterns and recurring charges

  • Cash withdrawals or transfers

  • Secretly accumulated debt

  • Additional or unauthorized users on accounts

Lifestyle analysis is a major part of New York divorce cases.

5. Retirement Accounts

Collect documentation for:

  • 401(k), IRA, pension, deferred comp

  • Account names, numbers, and institutions

  • Current balances

  • Loans or withdrawals taken against the accounts

Retirement assets are marital property, even if only one spouse contributed.

6. Car Loans, Lease Agreements & Insurance Policies

These documents show:

  • Vehicle ownership

  • Outstanding balances or obligations

  • Insurance responsibility

  • Who has been paying for what

Cars count as both assets and liabilities in NY divorces.

7. Digital Subscriptions & Auto-Pay Accounts

Often overlooked, but extremely important:

  • iCloud, phone plans, Amazon

  • Streaming services

  • Kids apps & subscriptions

  • Shared storage

  • Domain renewals

Digital accounts reflect both spending and shared access issues.

8. All Loan Documentation

Include:

  • Student loans

  • Personal loans

  • Mortgage or home equity loan statements

  • Closing documents and refinance paperwork

Debt division is a major part of divorce — don’t skip this step.

9. Insurance Policies

Provide copies of:

  • Health

  • Dental

  • Vision

  • Life insurance

Courts often require life insurance to secure child support or spousal support obligations. Knowing coverage details early is crucial.

10. Easily Overlooked but Valuable Assets

These can be worth tens, even hundreds of thousands and are all considered marital property:

  • 529 college savings plans

  • Frequent flyer miles

  • Credit card reward points

  • High-end tools and collectibles

  • Crypto wallets

  • Luxury handbags and jewelry

  • Gaming systems

Small items add up quickly — and they matter in equitable distribution.

Get the Right Representation for Your Divorce

The Meyers Law Group, P.C. handles all Divorce and Family Law matters throughout Suffolk County, Nassau County, NYC, Queens, and Brooklyn. The right representation is just a call or click away.

(631) 496-1484
www.bestnewyorkdivorce.com
Serving: Suffolk • Nassau • NYC • Queens • Brooklyn